I first tried a photo-book for our anniversary in August. I spent hours online here and ordered a book and waited. Well, it came in good time, but the quality was terrible. I was so disappointed. They did refund my money, and for that I was grateful, but all the time I put into it was gone. I was leery about trying another one, but then I read Michelle's review on Shutterfly and thought I'd give it another go. It was a week and a half before Christmas and the advertising guaranteed on time delivery for Christmas, so I ordered an 8" x 8" padded hard cover photo-book of our wedding for David. I'll spare you all the details, but I just got it yesterday. I had to contact the company and tell them that I never received the book and they shipped another one out right away.
Anyway, there are already half a dozen more books I want to make and I'm considering selling off my scrapbooking supplies to fund the photo-books. As far as cost is concerned, the photo-books are way cheaper per album, plus you spend way less time on them. As far as scrapbooking is concerned, I am happy to say it, "I Quit!"